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Can You Stay in Your Home During a Short Sale?
Can You Stay in Your Home During a Short Sale? Short answer: Yes— in most cases, you absolutely can. And honestly, staying put is usually the best option for both you and the lender. Why Lenders Usually Allow You to Stay Vacant homes come with risks like: Break-ins Damage Theft Weather exposure Squatters Because of this, lenders typically want you to stay until the sale closes. A lived-in home is safer, maintained, and easier to insure. When You Might Have to Move Before
dawntherealtor13
3 days ago2 min read


Pre-Foreclosure vs. Short Sale — What’s the Difference?
Pre-Foreclosure vs. Short Sale: What Homeowners Need to Know If you’re getting letters from your lender or falling behind on mortgage payments, terms like “pre-foreclosure” and “short sale” may feel confusing. They sound similar, but they’re not the same thing. Understanding the difference gives you clarity—and more importantly, gives you control. What Is Pre-Foreclosure? Pre-foreclosure is the warning stage after missed payments but before the lender takes legal action to fo
dawntherealtor13
Dec 82 min read


What Is a Short Sale and How Does It Work in Texas?
If you’re behind on payments, overwhelmed, and wondering what your options are before foreclosure hits—take a breath. A short sale may be the lifeline you didn’t know existed. And in some states, like Texas, where foreclosure timelines move fast, understanding this option can be the difference between a fresh start and long-term damage. Let’s break it down without the confusing lender jargon. ⸻ So… What Exactly Is a Short Sale? A short sale happens when a homeowner sells thei
dawntherealtor13
Nov 302 min read


🌆 Dallas: Urban Energy at Its Core
Dallas isn’t just a city — it’s a vibe. From the buzzing nightlife of Deep Ellum 🎶 to the serene trails around White Rock Lake 🚴♀️, Dallas blends the excitement of a major metropolis with the warmth and charm of Texas living. 📊 Fast Facts 💰 Median Income: $65,400 🏠 Median Home Price: Around $430,000 (with a wide range across neighborhoods) 🎓 School District: Dallas ISD — C+ overall, but A+ for select magnet programs 🚆 Commute: Extensive highway system + DART Li
dawntherealtor13
Oct 222 min read


Celina: Small-Town Charm, Big Future
If you’re looking for a community that feels like home the moment you arrive, Celina, Texas might just be your perfect match. This charming North Texas town blends small-town warmth with a forward-thinking vision for the future — and it’s quickly becoming one of the fastest-growing cities in the Dallas-Fort Worth metroplex. 🌟 A Community on the Rise With a median income of $155,900 and a strong sense of local pride, Celina is thriving. Its Historic Downtown Square serves
dawntherealtor13
Oct 212 min read


Prosper, TX: Family-Friendly Growth with Small-Town Charm
Welcome to Prosper, Texas — where community pride meets modern comfort. Once a quiet farm town, Prosper has transformed into one of North Texas’s most desirable places to raise a family. With top-rated schools, beautiful neighborhoods, and that unmistakable “Friday Night Lights” spirit, it’s easy to see why so many families are planting roots here. 💫 A Place for Families to Flourish Prosper’s growth is guided by heart and hometown pride. The city has carefully balanced its
dawntherealtor13
Oct 202 min read


Southlake: Luxury Living with Elite Schools ✨
If you’re dreaming of a place that pairs luxury living with top-tier education , Southlake, Texas, might just be your perfect match. Known for its affluent neighborhoods, award-winning schools, and family-focused community , this city continues to top the charts for those seeking sophistication and a strong sense of belonging. 💎 A City Built on Prestige and Community Southlake blends modern luxury with small-town warmth . Its centerpiece, Southlake Town Square , is the hear
dawntherealtor13
Oct 172 min read


Denton: Artsy, Affordable, Authentic 🎨🎶
If you’re looking for a place that feels creative, welcoming, and a little quirky—in the best way possible— Denton, Texas might just win your heart. Known for its music scene, college-town energy, and affordability, this North Texas gem offers a lifestyle that’s as unique as its residents. 🎭 The Vibe: Artsy Meets Authentic Denton is a city that beats to its own drum—literally. With a thriving live music culture and two major universities (UNT and TWU), it’s a hub for artist
dawntherealtor13
Oct 152 min read


🌊 The Colony: Lake Life Meets Entertainment
The Colony, Texas, is one of DFW’s hidden gems — where lake life and lively entertainment come together in one vibrant community. Perfectly positioned along the shores of Lewisville Lake , this city offers the perfect mix of recreation, convenience, and modern living. 🏡 A Snapshot of Life in The Colony 💰 Median Income: $111,100 🎓 School District: Lewisville ISD — A rated and highly regarded for its strong academics and extracurricular programs. 🌅 Highlights & Lifestyl
dawntherealtor13
Oct 142 min read


🏡 McKinney, TX: Where Historic Charm Meets Modern Growth
McKinney is one of those rare places that feels both timeless and forward-thinking. With its beautifully preserved historic downtown and booming suburban communities, it’s no surprise this Collin County gem continues to attract families, professionals, and anyone who loves that “small-town feel” with big-city access. 💰 At a Glance Median Household Income: $120,300 Median Home Price: Around $520,000 Property Tax Rate: Approximately 2% Commute: Easy access via US-75 — abou
dawntherealtor13
Oct 132 min read


🌟 Frisco: The Boomtown of DFW
If you’ve been keeping an eye on North Texas growth, you’ve probably heard about Frisco — and for good reason. Once a quiet suburb,...
dawntherealtor13
Oct 102 min read


Plano: Corporate Meets Lifestyle
Plano has mastered the balance between big-city corporate energy and an inviting community lifestyle. Known as a hub for Fortune 500...
dawntherealtor13
Sep 302 min read
🛡️ VASP Is Gone: What This Means for VA Loan Holders & Your Next Moves
If you’re on a VA loan and financially struggling, there’s some serious news: the Veterans Affairs Servicing Purchase (VASP) program is...
dawntherealtor13
Jun 132 min read
💸 Can a Reverse Mortgage Be a Short Sale? Here’s What You Need to Know
If you’ve inherited a home with a reverse mortgage—or you or a loved one are facing financial hardship while living in one—you might be...
dawntherealtor13
Jun 113 min read


Is a Foreclosure Wave Coming? Let’s Talk About It.
With everything costing more these days, it’s easy to wonder: “Are we about to see a big foreclosure meltdown like 2008?” Spoiler alert:...
dawntherealtor13
Apr 291 min read


Mortgage Relief Options: What to Do Before Considering a Short Sale
If you're struggling with mortgage payments, a short sale isn't your only option . Before taking that step, here are mortgage relief...
dawntherealtor13
Apr 111 min read


The Pros and Cons of Buying a Short Sale Home
Thinking about buying a short sale property ? Here are the key advantages and drawbacks : ✅ Pros: ✔️ Below-market pricing (potential for...
dawntherealtor13
Apr 91 min read


How to Buy a Pre-Foreclosure Property: A Beginner’s Guide
Many buyers are curious about pre-foreclosures —but how do you actually buy one ? Step 1: Find Pre-Foreclosure Listings 📍 Search on...
dawntherealtor13
Apr 71 min read


Short Sale Hardship Letters: How to Write One That Gets Approved
A hardship letter is one of the most important documents in a short sale approval . This letter explains to your lender why you can no...
dawntherealtor13
Apr 42 min read


How a Short Sale Affects Your Credit Score (And How to Rebuild)
One of the biggest homeowner concerns about a s hort sale is how it will impact their credit score . While it does cause a drop, a...
dawntherealtor13
Mar 311 min read
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